SILVER BELL CLUB PNA LODGE #2365

                              Back to school Special  
    
                                                Ages 5 to 23

                                  August 15 to October 15, 2010

*Get $12 500.     coverage for     $15.00 a year ( 4 cents a day)

*Get $25,000.     coverage for     $30.00 a year ( 8 cents a day)

*Get $50,000.     coverage for    $60.00 a year (16 cents a day)

@ age 25 this can be converted to a permanent plan, without evidence of insurability.

                           For more information....call 219-947-2955

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                                                   Don't Stop Now.....

Not a bad WEB site-right? Took a lot of work, patience, caring and more to set up and now takes a lot of effort to maintain....
    
                                    Read on for another minute or two...

Simply put,  Life insurance was meant to provide money, when you need it the most.  In 2009-the National average for a funeral was $8-$9,000.

Take a couple seconds reflecting and doing an analysis of your family's financial future-probably, not as long as most of us would plan a weekend getaway.

If you or your spouse would pass away-what would that mean-to your family as far as meeting demands?
 
This would/could be different depending on which person passes first-primary income or secondary income.

                                      
Some things to think about when inquiring about Insurance...

Expenses:

Final expenses
Medical expenses-out of pocket related to final expenses
Mortgage/rent
Child care-may effect employment
Schooling/College education
Routine medical expenses
Emergency costs:    Unexpected needs for house and auto

This is reality!

Routine costs - credit card bills
Food
Entertainment
Lifestyle
 
A responsible analysis would ask you to examine
           
Liquid assets
Existing life insurance
Capital required

Fact: Life insurance is tax free as a death benefit

         
          Less expensive when you are younger and healthier
          Disability rider available, understand and inquire the benefits and cost

 Frequently Asked questions:

Term Insurance:
    Death benefit only.  Provides protection for a specified term.

Permanent Insurance:
    Life, always insured for face amount-even when premiums are paid up.

      Life Insurance creates an immediate Estate for your family when they need it the most!

For more information
, please call Joe Samreta,  Insurance representative,  219-947-2955


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The PNA offers two IRA accounts--Traditional and ROTH, and a Tax-Deferred Annuity account.

Although the PNA Tax-Deferred Annuity does not allow you to deduct your contributions, it does allow you to save as much as you wish and defer taxation of your earnings until you actually withdraw them.

Tax-Deferred Annuities are ideal for people no longer able to take full advantage of an IRA due to income or age restrictions, whether employed or not.

If you have questions regarding on the new rates and the annuities,
 please call Joe Samreta 219-947-2955  Insurance representative.
or email to:scb.2365@yahoo.com


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PNA is announcing a new special product for the special times we are living in today.

A new 2-year Term Plan to help protect your family with

 low monthly rates

The amont of Additonal protection is based on your age...It is available from age 20-65

Tax free life insurance to take care of things like final expenses, debts, child care, housing and more.

A non tobacco user, between the ages of 20 to 39, can obtain $45,000. of term life insurance for 2 years.

A smoker can receive $22,000. of coverage for 2 years.

A new product cost of $10.00 a month. An affordable way to protect your family-

Call 219-947-2955 to get started.

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  Did you know?

PNA orphan benefit Program:  Considered to be one of the best in the U.S.A, offered by a Fraternal Insurance Benefit Society.

  • Child/Orphan must be between ages 0 & 18: a PNA member and parents were also members. The child/orphan, as of the date of death of the last surviving parent, must have an existing PNA insurance policy (excluding term).
  • Eligible child can receive payments of $1,000. each year until they reach 19 years of age-to a legal guardian or held in escrow until the child reaches the age of majority.
  • If legal guardian incurs legal expenses of a lawyer or appropriate court expenses in obtaining guardianship, PNA will pay the guardian up to $2,000 for the costs and fees.
  • PNA provides 100% tuition, room and board at a public college in the child's residence for up to 4 years. 

                1. benefits not payable after age 23
                2. "C" grade point average must be maintained at all levels.
                3. Must be a full time student
                4. Benefits are not paid if the orphan marries or enters the military service

Must be a member of the Polish National Alliance to be eligible for the Orphans Fraternal Benefit Program:

Members who are covered under Term Insurance, Extended term, or reduced paid-up insurance are not considered benefit paying members and therefore, are not eligible to receive any benefits.

The PNA will guarantee you children a college education and financial assistance, when both PNA parents are deceased.
                                        **Certain additional provisions Must be met.

Contact: Joe Samreta, Insurance representative,  219-947-2955 or sbc.2365@yahoo.com for more information.

                                                    

 

 

                                                                
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